“We, as Advisers, want to inspire and educate our clients to embrace the positive impact Financial Planning can have on their lives, and then help them through the process of creating a Plan for themselves so they can enjoy a more meaningful life.”
Balderson & Hebert, LLC was established in 1997 when Michael W. Balderson and Steven W. Hebert combined their practices to form an independent financial planning firm to provide unbiased advice for our clients. We chose to be an independent firm of advisers so our clients would always know their interests come first.
We believe that the process of Financial Planning is not a “once and done“ experience in which the client receives a binder with a bunch of numbers in it, and are told to take it home and just follow the recommendations. We understand that Financial Plans are made for human beings, and being human, our circumstances can change every year. Therefore, we believe in providing annual updates to your financial plan. We will also spend several meetings analyzing our client's goals and resources before we make any initial recommendations.
Taking the time to develop the initial plan is just the beginning of our relationship with our clients. We don't send you adrift to fend for yourself. Instead we conduct annual meetings to make sure you are on course and suggest recommendations as your situation changes. We stand side by side with our clients and expect to serve them for their entire life.
Balderson & Hebert, LLC is a fiercely independent Wealth Management firm. We practice in a Fiduciary manner with all of our clients, striving to make sure they acheive their life and financial goals. Not being a 'captive' employee of a large corporate wire house is the only way, we believe, to insure that the Client's goals come first. We feel this sets us apart from many of our peers in the industry.
Whereas the public expects to experience a high level of confidence, trust, and clarity in relationships with professionals trained in the distinct process and discipline of financial planning, it is therefore essential that they seek out professional care, quality and excellence in the services they receive.
ALL INVESTMENT MANAGEMENT AND FINANCIAL PLANNING SERVICES WILL BE DELIVERED IN ACCORDANCE WITH THE FOLLOWING STANDARD OF CARE:
- Put the client's best interests first.
- Act with due care and in utmost good faith.
- Do not mislead clients.
- Provide full and fair disclosure of all material facts.
- Disclose and fairly manage all material conflicts of interest.