facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog external search brokercheck brokercheck

Individual Income Tax Planning  2019 Federal Income Tax Rate Schedules

 2018 Federal Income Tax Rate Schedules  Business Planning  Education Planning  

Protection Planning  Estate Planning  Government Benefits  Retirement Planning  Investment Planning

2019 Protection Planning Key Numbers

Eligible long-term care premium deduction limits:

LTC premium deduction limits20182019
Age 40 or under$420$420
Age 41-50$780$790
Age 51-60$1,560$1,580
Age 61-70$4,160$4,220
Over age 70$5,200$5,270


Per diem limit:

LTC periodic payments20182019
Periodic payments for qualified long-term care insurance/certain life insurance$360$370


Archer Medical Savings Accounts

High deductible health plan--self-only coverage20182019
Annual deductible--minimum$2,300$2,350
Annual deductible--maximum$3,450$3,500
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed$4,550$4,650
High deductible health plan--family coverage20182019
Annual deductible--minimum$4,550$4,650
Annual deductible--maximum$6,850$7,000
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed$8,400$8,550


Flexible spending account (FSA) for health care

Health care FSAs20182019
Maximum salary reduction contribution$2,650$2,700


Health Savings Accounts (HSAs)

Annual contribution limit20182019
Self-only coverage$3,450$3,500
Family coverage$6,900$7,000
High deductible health plan--self-only coverage20182019
Annual deductible--minimum$1,350$1,350
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed$6,650$6,750
High deductible health plan--family coverage20182019
Annual deductible--minimum$2,700$2,700
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed$13,300$13,500
Catch-up contributions20192020
Annual catch-up contribution limit for individuals age 55 or older$1,000$1,000


Individual Income Tax Planning  2019 Federal Income Tax Rate Schedules

 2018 Federal Income Tax Rate Schedules  Business Planning  Education Planning  

Protection Planning  Estate Planning  Government Benefits  Retirement Planning  Investment Planning

This information was prepared by Broadridge Investor Communication Solutions, Inc. and has been made available for Voya Financial Advisors’ representatives for distribution to the public for educational information only. Broadridge Investor Communication Solutions, Inc. is not affiliated with nor controlled by Voya Financial Advisors. The opinions/views expressed within are that of Broadridge Investor Communication Solutions, Inc. and do not necessarily reflect those of Voya Financial Advisors or its representatives. In addition, they are not intended to provide specific advice or recommendations for any individual. Neither Voya Financial Advisors nor its representatives provide tax or legal advice. You should consult with your financial professional, attorney, accountant or tax advisor regarding your individual situation prior to making any investment decisions.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.